As published in Forefront By Andrew Malec, Ph.D. Over the past two decades, digital services have transformed economies and lives across the world. Smartphones and mobile phone apps have affected our everyday lives from the way we commute (e.g., Uber,… Continue Reading  

As published in Forefront By Anson Smuts As mentioned previously, disruption of the financial industry has been similar to that of other industries, with start-ups offering accessible, affordable and technology-driven services to capture market share. However, the disruption caused by… Continue Reading  

As published in Forefront The practice of making it easier to buy and sell real estate without the middle man puts fear in the minds of traditional brokers and agents. My motto is, if you can’t beat them, join them. Technology… Continue Reading  

As published in Forefront By Susan Koss Seemingly overnight, Fintech has become engrained into our everyday lives without us even realizing it. When you place an order on your phone for a quick pick up at your favorite coffee shop, you… Continue Reading  

As published in Forefront By Katie Montague Liquidating trusts are used in various circumstances in and out of bankruptcy filings, including when an entity has assets that are difficult to liquidate, the creditors come to an agreement to liquidate the… Continue Reading  

As published in The Grand Rapids Legal News By Stephen Weber This spring, we saw some of the worst planting weather in recent memory. Cool spring temperatures and heavy rains severely impacted not just Michigan’s farmers, but also those in Ohio, Indiana, and Illinois. Early spring rains… Continue Reading  

As published in dbusiness.com By Keith Chulumovich Depending on where you get your economic news, everyone is opining on the timing and severity of an upcoming economic downturn. Up until now, times have been good. Owners, investors, and bankers are… Continue Reading  

As published in RetailCustomerExperience.com By Patrick O’Keefe As traditional retail struggles in many ways with new realities, there exist a pair of myths that persist and pervade most conversations related to the industry. They are: • Retail brick and mortar… Continue Reading  

As published in Forefront By Matthew Rizzo The marijuana industry is experiencing profitability issues due to many factors that will no doubt also affect business in Michigan. Federal income taxes are higher for businesses in the marijuana industry due to… Continue Reading  

As published in Forefront By Patrick O’Keefe Technology will play a big part for consumers on how they get loans, pay their bills, and transact. Many new entries into the world of technology are not Banks providing these services in… Continue Reading